More than 15% of the Financial Services business is at risk to Fintech Companies by 2020. The global investment in financial technologies may reach up to a staggering $46 Billion by the year 2020 and so, many conventional financial services businesses are now gearing up to respond to this change and Pakistan is no exception. Having an unbanked population of approximately 100 million with over 60 Million Pakistanis having access to mobile and high-speed internet, FinTech is set to become the largest sector in the